Filing an insurance claim for storm-damaged roofing can be confusing and time-consuming. Through Philly Wide Roofing, we connect homeowners with reliable, experienced roofing contractors who can assist in the process of damage assessment, claim documentation, and roof replacement.
Important Disclaimer: Philly Wide Roofing is not a public insurance adjuster, nor do we act as one. We do not negotiate or settle insurance claims. However, the roofing contractors we refer you to can meet with your insurance adjuster to discuss the scope of repairs and ensure all necessary work is included in the estimate.
Before filing an insurance claim, it’s important to confirm that damage to your roof exists and meets the requirements for an insurance-covered repair or replacement.
Schedule a Free Roof Inspection with one of the trusted roofing contractors in our network. They will:
Call (267) 489-2691 or fill out our online form to schedule an inspection with one of our referred contractors
Once damage has been confirmed, the next step is to file a claim with your insurance provider
Things to Know When Filing a Claim:
The roofing contractor we refer you to can help you understand this process and answer questions about roofing repair estimates.
After filing your claim, an insurance adjuster will be assigned to inspect your roof and assess the damage.
The roofing contractor we refer you to can help you understand this process and answer questions about roofing repair estimates.
Your insurance adjuster represents the insurance company’s interests, meaning they may not always account for all necessary repairs. The roofing contractor will ensure:
While the contractor can discuss repair needs, they do not negotiate insurance settlements on your behalf.
After the adjuster’s inspection, you will receive a Scope of Work (estimate) from your insurance company detailing:
What to Do Next:
Timeframe: Insurance paperwork typically arrives within 7-10 days after the adjuster’s inspection.
Insurance claims for storm damage are usually paid in multiple installments:
First Payment: ACV (Actual Cash Value Payment)
Roof Replacement Begins
Second Payment: Depreciation & Final Invoice
Final Step: You submit the final insurance payment to the contractor upon completion of the work.
They provide detailed storm damage assessments.
They help you understand your insurance paperwork.
Work is completed to local building codes.
Contractors coordinate with insurance adjusters for efficient approvals.
Roofing replacements meet industry and manufacturer standards.
If your roof has missing shingles, leaks, hail damage, or other storm-related issues, you may qualify for insurance coverage. The roofing contractors we refer can conduct a free inspection and provide documentation for your claim.
Most insurance companies do not raise rates for weather-related claims, as these events are considered acts of nature. However, we recommend consulting your insurance provider for details.
Typically, the process takes 2-4 weeks, but it depends on your insurance provider and adjuster availability.
No. Insurance companies generally issue a set payout based on their assessment. However, if their estimate is too low, the roofing contractor can help request a supplement for additional coverage.
If your claim is denied, you have the right to request a reinspection. The contractor can provide additional evidence and documentation to support your claim.
Don’t leave your roof vulnerable to further damage—your insurance may cover the cost of a full replacement!
today to schedule a free inspection with one of our trusted roofing contractors.
Email us at info@phillywideroofing.com to get started
Philly Wide Roofing is not a public adjuster and does not negotiate insurance claims—we simply connect homeowners with qualified roofing contractors who can assess damage and handle repairs.
